I get asked so many great questions and there’s not always enough time for me to answer every single email or DM, which is why I wanted to share this Part 1 of a Frequently Asked Questions series. I got asked some great questions for this first episode, questions that I think will apply to most people on a debt-free journey, and I hope that they’re helpful to you as well.
In this episode, I share about:
What to do if there is no money left over after the bills are paid
How to deal with setbacks to your budget/debt repayment
Where to open a kid’s savings account
How to stay on track with long-term goals
What to do when you’re anticipating big life changes
How much is “enough” for an emergency fund
Memorable Quotes:
“At the end of the day, it’s called ‘personal finance’ for a reason, because it is personal.”
Resources Mentioned:
[A Sunny Side Up Life Resource] Set of 14 Budgeting Worksheets
[A Sunny Side Up Life’s Full Budgeting Course] Your Sunny Money Method
[My preferred bank for a savings account] Ally Bank (2.20% APY at time of recording)
This week’s review shoutout
by LoveMadeThis
“First time listener, now bingeing all the episodes! I’ve followed Sami on Instagram for over a year now. I love that she is a constant source of inspiration and positivity! Every time I’ve reached out she always answers questions, offers suggestions and encouragement. For some reason, I never listened to her podcast until today, and I don’t know why I waited! The podcast is filled with even more of this inspiration and encouragement. I love it! Thanks for putting out so much great FREE content Sami!”
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HEY I'M SAMI WOMACK
I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
GET TO KNOW ME BETTER
Come follow my day-to-day life over on my Instagram Story







The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity. But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications? I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing.