EP. 57 Seven Rock Bottom Money Moments + The Lessons Learned From Them

If you’ve ever screwed up with money you know about the mental scars and PTSD that it can leave you with. Looking back on your financial mistakes can feel like a strong punch in the stomach, especially if you’ve ever rolled change to buy milk, had your electricity cut off, or charged fast food…all of which I’ve done, by the way. These harsh memories don’t leave you, even after you’re debt-free with a 5-figure savings account.

In this episode, I’m sharing a few of my rock-bottom money moments that are still haunting me nearly 10 years later, and what I learned from all of those experiences.

EP. 56 How To Beat The September Slump

Is a ‘September Slump’ a thing? If not, I just made it one. After a Summer full of activities, a huge new course launch, and the seemingly never-ending Texas heat…I’m feeling a little blah.

When these seasons of no motivation roll around we can’t just bury our heads in the sand and do nothing until we recuperate; we have responsibilities and big goals. There is a happy medium; there is a balance between anxiety-filled overachieving and wasting your life. There are still ways that you can live an intentional and productive life during these “slumps” and “seasons of blah”. In this episode, I’m sharing how to handle your own “September Slump” with grace and still show up whole-heartedly for your life.

How the Powersheets can help you on your Debt-free Journey

I’ll be honest, buying the Powersheets was completely out of my comfort zone, but they have literally changed my entire life! Spending money on ourselves during this debt-free journey is not always easy, but I think it’s so important to always continue to invest in our personal growth. This journey is about so much more than just money...it’s actually more about intentional living than anything! In this article, I’ll share 6 ways that the Powersheets can help you on your debt-free journey.

EP. 55 Perfection Is Not A Requirement For Progress

Anyone else a recovering perfectionist? I know I’m not alone in the battle to feel “good enough” to achieve the dream life that I have pictured in my head.

We think that if we’re a budgeting family that we’re never allowed to get an overdraft fee again…and if we do, all financial progress has been lost. We think that if housework sometimes stresses us out that we must have failed in our attempt to be a Minimalist. We think that if we slip up and don’t hit a goal on time that we just must not be a good goal setter. False, false, and false.

Perfectionism is not a requirement for progress. Let me say it louder for the ladies in the back… YOU DO NOT HAVE TO BE PERFECT TO ACHIEVE YOUR DREAMS.

EP. 54 "Money Can't Buy Happiness" Is A Lie

We’ve all heard the saying, “Money can’t buy happiness.”. We end up hearing this and repeating this so many times that we actually start to believe this lie. …yes, I said it’s a lie!

No, money isn’t everything, and I wouldn’t value it above my soul, myself, or my family, but we have to acknowledge the fact that money can make some pretty awesome things possible. I don’t know about you, but I personally love traveling, going to Major League Baseball games, eating yummy food, and having enough money in savings that I can sleep soundly at night. Oh, guess what? Money bought all of those things. Thus, money CAN buy some sort of happiness, and believing otherwise will do nothing but repel money from your life.

Money funds my experiences, money brings me freedom, money provides for my family, money allows me to put my soul’s purpose into action…money buys happiness.

EP. 52 Where Could You Be In 5 Years If You Started Today?

I had slowly broken free from survival mode…key word being “slowly”. This didn’t happen overnight, it wasn’t a magical quick fix, but it worked. I put one foot in front of the other, day-after-day, for 5 years to get to the place I am today; a debt-free, minimalist, business-owner, homeschooler, personal-development obsessed, happy soul.

In this week’s episode, I’m sharing my story, plus what I wish someone would have told me at the beginning of my journey.

EP. 51 Takeaways From The Rise Conference [part 2]

Rachel Hollis + her Rise Weekends have become world-renowned and I recently had the opportunity to attend the conference for myself. I learned so much during my couple of days in Dallas and I couldn’t wait to share my light-bulb moments, the quotes I wrote down in my notebook, and the exercises that made me cry. In the first part of this episode I dug into everything we worked on during “Day One: Owning Your Past”, and now this week I’m continuing this conversation with “Day Two: Owning Your Future”.

EP. 50 Takeaways From The Rise Conference [part 1]

Rachel Hollis + her Rise Weekends have become world-renowned and I recently had the opportunity to attend the conference for myself. I learned so much during my couple of days in Dallas and I couldn’t wait to share my light-bulb moments, the quotes I wrote down in my notebook, and the exercises that made me cry. In the first part of this episode I’m digging into everything we worked on during “Day One: Owning Your Past”, and next week we’ll continue this conversation with “Day Two: Owning Your Future”.

EP. 49 How To Homeschool On A Budget

EP. 49 How To Homeschool On A Budget

So many questions surround the topic of homeschooling, especially for families who are already on a strict budget or a debt-free journey. The thought of taking on such a big life change can be overwhelming enough, but then add unknown costs, and it can be enough to completely scare off newbies.

You don’t need an entire extra room as a designated classroom. You don’t have to spend thousands of dollars on curriculum. Homeschooling can be done on a super frugal budget!

I’ll share how my family has been able to homeschool throughout our entire debt-free journey…from $490k in debt, all the way to 100% debt free!

EP. 48 Dealing With Goal-Oriented Burnout: Counseling Session Takeaways

The reality of living an intentional goal-oriented life is that we sometimes get burnt out. And in order to actually achieve our goals, we have to invest time in ourselves, break the mindset that busy equals productive, and learn to find contentment along the way.

I recorded this episode as I was leaving my monthly counseling session so I could share my biggest takeaways on this topic with you!

EP. 47 Battling in the Arena For Your Success

EP. 47 Battling in the Arena For Your Success

Brene Brown, through her “Call To Courage” special on Netflix and her best-selling book “Rising Strong”, has brought a new perspective to my view on succeeding on a debt-free journey. She quotes Teddy Roosevelt who said, “The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly.”.

Brene interrupts that quote into battling for success + whole-hearted living in the arena of life. Being vulnerable and going against the grain of society, being willing to fight our way to our goals, and being willing to have dust and sweat on our faces along the way. When we live this way we are being brave and are daring greatly with their lives. We are going to battle for what matters most to us.

Everything You Want To Know About Walmart Grocery Pickup

Everything You Want To Know About Walmart Grocery Pickup

I’m pretty much obsessed with Walmart Grocery Pickup these days! It’s been a game-changer in my life for the past year, and I’ve gotten tons of questions about what I think about the service. I’ve compiled a list of 12 of the most frequently asked questions to help get you on-board with the grocery pickup game!

EP. 46 The Importance of Community For Your Debt-Free Journey

EP. 46 The Importance of Community For Your Debt-Free Journey

When you’re on a big life-changing journey like becoming debt free, community can play a huge role in your success. Although there can be negatives to being involved in an online community, like dealing with other people’s opinions, the pros definitely out-weigh the cons. Having people who understand, support, and encourage you can often be the thing that keeps you going when times get hard.

This week, I’m joined by Amanda from Debt Free in Sunny CA to talk about how and why she started The Debt-Free Community, how it’s grown over the years, and a little bit about her own personal journey to financial freedom.

Business Budgeting Tips

When I first started launched my blog, business budgeting was the last thing on my mind. Website development, social media engagement, digital products, and email funnels cluttered the top of my priority list. As the tax deadline approached, I quickly realized my mistake. Over the course of a few days, I huddled up with my online bank statements, grabbed several cups of coffee, and got to work on taking charge of my business budget.

Why Camping Is Our Favorite Frugal Vacation

Why Camping Is Our Favorite Frugal Vacation

Back in October 2018 we cash-flowed a 5th-wheel camper for $6,900 as one of our big financial goals for after we became debt-free. However, that’s not where our camping adventures began. My husband, Daniel, and I have been camping together since before we were even married. Camping is so much a part of our relationship history that we actually went tenting camping for our Honeymoon.

Back-in-the-day camping was basically the only kind of vacation we could afford…same goes for both of our childhoods…so over time we had learned to love it for its many positive aspects and now choose to do it for more than just the frugal reasons.

I know many people who turn their noses up to camping, but hear me out on my reasons why our family loves it so much, and why it’s the perfect frugal vacation.

EP. 45 Frequently Asked Budgeting Questions From The Community

EP. 45 Frequently Asked Budgeting Questions From The Community

I get asked so many great questions and there’s not always enough time for me to answer every single email or DM, which is why I wanted to share this Part 1 of a Frequently Asked Questions series. I got asked some great questions for this first episode, questions that I think will apply to most people on a debt-free journey, and I hope that they’re helpful to you as well.

Budget or Bust: Bridal Edition

Budget or Bust: Bridal Edition

Being a bride in our modern day economy is about as easy as Jon Snow taking the Iron throne. It works in theory, until you realize you’re screwed. From endless commercials, wedding websites, and TLC ‘reality’ TV shows, you’ve been programmed to believe what the “ideal” wedding should look like in every detail possible. While it is an exciting time of life, be aware of this scheme and take charge of your wallets ladies (and dudes)! Here are 5 tips I used while planning my wedding without going into any debt!

Summer Activities On A Budget

Summer Activities On A Budget

Summer is upon us my friends! Can you already hear your budget crying? Don’t worry! Yes, you might have to budget in a little more money for groceries if your kids aren’t usually home during the day, but you don’t have to budget in a ton of extra money into your “fun” category just because the season is changing! I’ve got your back with a few super frugal—yet fun—Summer activities!