12-week Financial Planning sessions are now open!

 One-on-One Sessions are for 12 weeks of fully personalized support.

Together, we’ll organize your bills, spending, debt, and savings goals. I’ll help you get a system in place that will set you up for success for years to come.

I’ll be there to hold you accountable, talk you through building new habits, overcome mindset hurdles, build a solid financial plan for the future — and of course, to answer any questions that you have along the way!

accepting new clients for Fall 2025!

Apply today!

WHAT TO EXPECT WITH 1:1 COACHING…

  • 12-week experience customized to your needs

  • 7 bi-weekly payments of $150

  • One 90-minute intensive call to set up your budget

  • Six 60-minute bi-weekly Zoom calls to hold you accountable

  • Access to The Digital Budgeting System Worksheets

  • Unlimited email support to answer your daily questions

  • Organize your bills, spending, debt, and savings

  • Relieve stress by planning out an entire year’s budget

  • Turn your dreams into a reality with a detailed goals timeline

  • Brainstorm ways to improve your current financial situation

  • Talk through your negative thoughts and mindset blocks

**Most prospective clients have questions and maybe even a few reservations, but that’s exactly why we'll start with an application and a no-obligation FREE consultation call. If the program feels like a good fit then we’ll move forward with a contract and a plan of action!

Coaching with Sami was amazing!
Sami has completely transformed my budget and gotten me back on track with accomplishing my financial goals. For the first time in months, I can open my bank accounts without anxiety or worrying about how to pay for groceries at the store. ​I feel confident and know exactly what to do on paydays. Sami went above and beyond to help me create a plan that was sustainable after our coaching ended.
— Christina W, Marketing Strategist + Mom of 2 from Canada

Who budget coaching is for:

  • Any woman needing financial accountability

  • Inclusive to all races, sexual orientations, and religions

  • Single, Partnered, or Married woman who needs more support

  • Child-free, Future mother, Mom to littles/teens, or Empty-nester

  • Gen X, Millenials, and Gen Z

  • Incomes from $20k to $600k *not exclusive

  • Net Worths from -$1 million to +$1 million

  • Based in the US, but welcoming to Canada, UK, AUS, + more

  • Realtors, Doctors, Nurses, Lawyers, Self-employed, Teachers, Commission Sales, Tech-based, Homeschoolers, Stay-at-home Moms, Service Industries, Side Hustles, and more

Client accomplishments:

  • Broke the paycheck-to-paycheck cycle

  • Took control of spending

  • Paid off debt

  • Saved emergency funds

  • Organized bank accounts

  • Started investing

  • Grew net worth

  • Successfully started sinking funds

  • Switched careers

  • Moved homes

  • Worked through a job loss

  • Planned for a new baby

  • Cash-flowed a wedding

  • Saved for vacations

  • Overcame mindset hurdles

  • Achieved non-financial goals

What do you envision for your future?

  • Your days feel lighter and simple

  • You’re enthusiastic about the future

  • You’re cash-flowing your dreams

  • You’re excited to check your bank account

  • You’re living your life wholeheartedly

  • You’re easily achieving your goals

  • Your fears around money are gone

  • Your life feels abundant and joyful


Envision your best life for a minute! Close your eyes and walk around in it. Meditate on what it would feel like to always live in a place of peace and abundance. Let the feeling of pure joy wash over you. Bottle up that feeling - that’s your destination.

This can be your reality And I can help you get there!

As a current coaching client I have to say your coaching has been LIFE CHANGING for our family. I would highly recommend your services to all people in all phases of life and finances.
— Jana G, Entrepreneur + Mom of 2 from Alabama

What to expect in a budget meeting…

  • Meeting #1 (90 minutes): Set up budget worksheets with bills, spending, debt, sinking + savings info

  • Meeting #2 (60 minutes): Plan out the specifics for each budget period (frequency, income, bills, spending, etc)

  • Meeting #3 (60 minutes): Create a goals timeline for debt payoff + savings goals

  • Meetings #4-7 (60 minutes each): Accountability, check-ins, budget updates, troubleshooting, planning long-term goals, mindset work, answers to questions + more

**Loose timeline for meetings. Each session will be built to accommodate the specific needs of the client.

We’ll have personalized deep dives into your budget, money goals, values, and mindsets.

We’ll discuss topics customized to YOUR specific needs like mindset shifts with heart-based advice, financial goals with realistic timelines, big vision planning, and suggested resources to make your life easier.

Show up to each call with all of your budgeting questions + concerns, ready to talk, laugh, and learn!

I stalked Sami on Instagram for about 6 months before pulling the trigger and scheduling my discovery call. I was nervous and ashamed of our situation, but she was AMAZING and her method works!!! If you are on the fence at all…book your call, you will be glad you did.
— Cynthia B, Teacher + Mom of 2 from Arizona
Finances have always been an area of weakness for me. I’m beyond grateful I have Sami in my corner to hold me accountable and finally tackle debt. Knowing how to manage money is a skill I was never really taught, but it’s never too late.
— Kaitlin A, Entrepreneur + Mom of 1 from California

Now accepting new clients!

Sign up here
After working with Sami I feel confident in managing my budget. She made it less overwhelming and more manageable. She showed me how to plan for future expenses so they don’t sneak up on me! And that saving something is better than nothing. I found her to be very helpful and knowledge. I would definitely recommend working with her!
— Alicia L, Purchasing Manager + Mom of 4 from Massachusetts

Meet your coach

Sami Womack is the founder of A Sunny Side Up Life LLC. She is a nationally recognized money expert and finance coach with 8 years of experience, who guides clients toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

Sami was nominated for a Plutus Award in 2023 and has been featured on YNAB, Debt.com, Reader’s Digest, and more.

Sami graduated from Stephen F. Austin State University in 2010 with a Bachelor’s Degree and is currently studying to become a Certified Financial Planner™️.

Since 2017, A Sunny Side Up Life has grown to include 18k Instagram followers, 100+ 1:1 clients, and over 250,000 podcast downloads.

Sami began her debt-free journey in 2015 with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience and inspiration, A Sunny Side Up Life was born.

When Sami’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, cheering on the Astros, cuddling her Labs, BoBo + Gus, or hiking amongst the trees in East Texas.

Apply here!

Fill out the application for a free consultation call.