EP. 13 How To Get Creative With The Holiday Season

debt free charts heidi nash a sunny side up life podcast with sami womack

The Holiday Season can easily be the most expensive time of year, and if not done intentionally, it could quickly break your budget! Heidi Nash from Debt Free Charts + I sat down to share a few of our favorite tips on how to get creative with the Holiday Season. We shared some budget-friendly gift ideas, where to find some extra money, + how to step up your savings game. Plus, I got to ask Heidi all about how she started Debt Free Charts + what it’s like to a part of so many people’s financial journeys!


In this episode, Sami + Heidi talk about:

  • The creation of Debt Free Charts + Heidi’s personal preferences for them

  • What it feels like for Heidi to be a part of so many people’s debt-free journeys

  • How the Debt Free Charts can help you through every season of your financial journey

  • Tips for doing the Holiday Season on a tight budget

  • How to save for the Holiday Season

  • How to get creative with gift ideas

  • Where to find some extra money for the Holidays

  • Mindsets to adopt during what could be an expensive season

Memorable Quotes:

“It’s been amazing, I’ve been blown away by how many people have latched onto it, and how people this has helped.”
-Heidi (about the growth of Debt Free Charts)

"Sometimes we just frustrated at trying…and then come January we think ‘why did I do that?’” -Heidi

“Your January self will thank you if you don’t go into debt for Christmas.”

Resources Mentioned:

Who is our guest?

Heidi 2.jpg

Heidi Nash is the creator + mastermind behind Debt Free Charts. After going through her own family’s debt free journey she felt the need for a more exciting visual motivator. Now, these charts have been a part of thousands of families’ debt free journeys!

Website: DebtFreeCharts.com
Instagram: @debtfreecharts
Facebook: Debt Free Charts
Email: support@debtfreecharts.com

A few of my favorite Debt Free Charts:


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Things I Love   All of my favorite resources

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I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind 
A Sunny Side Up Life

My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!

Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.

I offer a jump start into budgeting with my free 5-day email course + full budgeting experience with my course, Your Sunny Money Method.


Come follow my day-to-day life over on my Instagram Story