by Guest Author: Ellie from elliemondelli.com
Surrounding myself with visual aids has helped me tremendously to stay motivated. In addition to serving as reminders of my goals and the positive mindset I need to keep, I always look forward to updating my charts every two weeks.
1. Place Them Where You Spend Most of Your Time
If you work in an office or cubicle as I do, utilize as much of your space as possible by hanging them on your walls, framing them and placing them on your desk, and changing your computer desktop to reflect your goal.
If you don’t work outside the home, place visuals on your fridge, in your home office, or use a chalkboard to create a progress tracker.
Travel for a living? Change the background of your phone to a photo that epitomizes your goal. Clip a photo or a small note showing your current balance to your visor or stick it beside your speedometer.
2. Get Creative
Design your own chart that represents your debt.
Pick up some cheap vases or mason jars and a bag of glass beads. Label the vases/jars for each debt you owe, assign a dollar amount per bead, and drop in the appropriate amount of beads for each principal payment.
Have kids? Get them involved. Create a paper chain that represents the amount you owe by assigning a specific amount to each link and cut a link from the chain each time you pay that much in principal. You wouldn’t need much more motivation with something like that hanging in your house for all your guests to see.
3. Print Inspirational Quotes
Make them pretty by using large, bold fonts and tack them to your cubicle wall. For an extra aesthetic touch, put them in simple, inexpensive frames.
4. Create Vision Boards
Use a bulletin board, poster board, the wall of your cubicle, however you want to do it.
Print photos that represent goals in all areas of your life – financial, health, personal development, work goals, etc.
Develop timelines for future goals and post them on your board.
Include pictures that represent your “why” to keep yourself focused on the major reason you’re sacrificing and striving for your goal.
If you do not spend most of your time in one place, or if you want to maintain laser focus, use a collage maker app to change the background of your phone or laptop to reflect your vision.
5. Create a Blog or Social Media Account Dedicated to Your Goal
This suggestion does not follow the norm for visual aids, but creating my blog and social media accounts have kept me accountable and excited about paying off my home more than any other aid.
Starting out, I signed up with the free version of WordPress and soon upgraded to an inexpensive plan that allowed me to customize my domain and monetize my site. Shortly after my site went live, I created social media accounts using the pen name from my blog.
At this point, my personal Instagram has long since been abandoned, and I only check my personal Facebook every couple of days or so. With a few exceptions, I follow only my heroes and others who are on journeys similar to mine. Doing this has kept me from exposure to the mundane drama that the friends on my personal accounts share everyday and helps me keep my mindset in the right place.
Ellie is the blogger behind EllieMondelli.com where she openly shares her + her husband’s journey to financial independence. They became debt free when they paid off their mortgage in January of 2018, and are now saving $100,000 to purchase their first rental property in cash while cash-flowing travel + smaller goals along the way.
Listen to Ellie’s Interview on A Sunny Side Up Life Podcast
Facebook Page: Ellie Mondelli
BUDGETING COURSE REVIEW
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Foundation Module: 10 lessons
Organization Module: 20 lessons
14 digital/printable worksheets
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HEY I'M SAMI WOMACK
I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
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My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
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