by Guest Author: Alli Rosenblum from Financialli Focused
Your first budget meeting as a couple (dating, engaged, or married) can be overwhelming. I wanted to share a few quick tips to help make it less stressful.
Understand Your Differences
I currently have my budget in excel and it works for me. I pay all my bills online and check my budget a few times a day. My fiancé is pretty much the opposite. His budget is written on a piece of paper and he pays his bills on the phone. For us to be successful at budgeting together, we need to compromise and choose tools that we both will use.
We might realize after a month or so that we need to adjust how we are doing something and that is totally okay. In order to stick to a budget, pay off debt, or save money you need to figure out what works best for you as a TEAM. What worked best for you as an individual might not be what is best for you as a couple and that is totally fine. It might take us a few months to get in sync.
Acknowledge What is Important
Before you even sit down to create your budget, make sure you realize that what is important to you might not be important to him/her. If you want to stick to the budget, it must be realistic for both of you. Acknowledge what is important to your significant other even if you don’t fully understand.
I hope this helps you get started on your budget journey as a couple or as an individual. Will we stick to the budget every month? Definitely not. The goal is to have more good months than bad months. Budgeting, paying off debt, and saving money is not a sprint it is a marathon. A marathon that takes a lot of patience and endurance.
Alli graced us with her presence as the very first guest on A Sunny Side Up Life Podcast back in September to talk about her co-authored book. Listen to that episode here...
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HEY I'M SAMI WOMACK
I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
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