3 Ways Affirmations Can Change Your Relationship with Money

positive affirmation for money

Saying daily affirmations is one the most effective steps you can take when trying to reach a goal….and the same applies to your financial goals as well. 

Before we jump in, I want to take a quick second to explain what affirmations are. Basically, affirmations are just positive words that you tell yourself with a positive end result in mind. Most people say their affirmations either out-loud or to their self. You can add them to your morning routine or just simply say them throughout the day as you go about your normal business. 

The reason why affirmations are so effective is because there is something so powerful about hearing your own voice saying positive words throughout the day and really letting them fill your mind and your subconscious. The reason why these positive words and thoughts work in altering your reality is because what you saying and think eventually becomes a normal part of your routine. Once you adopt a steady routine it’ll become a habit...and as we all know, habits form your reality. If you have a desired reality in mind then the best way to do that is to work backwards and really be intentional with the words that you tell yourself. 

Okay...that’s great...but how do I apply this to my relationship with money?

3 ways affirmations can change your relationship with money…

1. Change your current behavior
2. Change your mindset
3. Change your future

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1. Change your current behavior

If you currently have a negative behavior with money that you would like to change or overcome then affirmations are a great way to do that. 

Say you struggle with...

  • Overspending
  • Tracking your spending
  • Not feeling content with your lifestyle
  • Shopping from stress or depression
  • Low performance at work
  • [insert your bad habit with money]

Then you’ll want to phrase your affirmations in a way that will help you conquer those behaviors.

My examples: 

  • I am in control of my money.
  • I am organized. 
  • I am on top of my budget.
  • I am in love with my life.
  • I am a success magnet. 
  • I courageously sell my ideas.

2. Change your mindset

If you have some negative mindsets towards money then chances are you’re not going to be successful with money until you overcome them. 

So if you catch yourself feeling...

  • Guilty
  • Not worthy 
  • Fearful of repeating the past
  • Afraid of the unknown
  • [insert your negative mindset towards money]

Then you’ll want to phrase your affirmations in a way that will help you overcome those old mindsets.

My examples: 

  • I am proud of my accomplishments.
  • I am living out God’s calling for me.
  • I am more than enough.
  • I am grateful for a second chance.
  • I am generous with my money.

3. Change your future

If you have a big dream for your future chances are it involves money in some way. I want you to picture that life where all of your goals are getting achieved. 

You might be dreaming of...

  • Being debt free
  • Selling your house 
  • Traveling more
  • Becoming a millionaire
  • Retiring
  • Starting a business
  • Becoming a SAHM or WAHM
  • Chasing a big dream
  • [insert your version of living the dream]

My examples:

  • I am achieving all of my goals.
  • I am living an abundant life.
  • I am making a difference in the world.
  • I am grateful for...
  • I was created to…
  • I am ready to…
  • My heart is open to…
  • I am [insert dream]...

I want this to inspire you to say your affirmations! They’re so powerful!
I want you to start thinking positive thoughts + start living an amazing abundant life!

Want to catch the video version of this blog?
Click here! 



In my FREE Take Control of Your Spending Course I'll show you how to be purposeful with your money so you can start living an abundant life full of financial freedom!


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Sami Womack
Positive affirmations are an important part of accomplishing any goal, and that includes being successful with money. In this article I'm sharing some simple affirmations that you can use to change your current behavior, your current mindset, and your future with money. | budget tips |positive affirmations | affirmations for money success | budgeting for beginners | debt free tips | how to budget | become debt free | where to start with budgeting | daily affirmations