This will be my Year of Trust where I plan to stop letting fear of failure and the unknown, as well as self-doubt, hold me back from what I know is my true potential. I’m sharing the break down of my 2019 goals and how I plan to take my fears + self-doubt and flip them into a cultivated life full of faith + trust.
Not Another Money Statistic really fills a gap in the world of personal finance books! This book is such a valuable tool to help our younger generation successfully manage their finances and prevent the mistakes that so many of us older people have already made.
I’ll be honest, buying the Powersheets was completely out of my comfort zone, but they have literally changed my entire life! Spending money on ourselves during this debt-free journey is not always easy, but I think it’s so important to always continue to invest in our personal growth. This journey is about so much more than just money...it’s actually more about intentional living than anything! In this article, I’ll share 6 ways that the Powersheets can help you on your debt-free journey.
This might sound a little surprising, but my family actually got our start with Budgeting through Minimalism! I quickly learned that Minimalism spills into every aspect of your life. It’s about decluttering and simplifying your home, your calendar, your relationships, and even your budget! There are so many benefits to living a simplified clutter-free life, and gaining financial freedom is one of them!
I wanted to share a little recap of my 2017 year. I spent most of December resting + reflecting on the amazing year that my family + I had, so I wanted to share with you my goals from the past year, my reflections, lessons learned, + of course lots of photos of my adorable babies (#momlife ...gotta show off the kids, you understand right!?!). My hope with sharing this little recap with you is to help motivate + inspire you to know how much good much can happen in one short year!
As we come to the end of 2017 I wanted to take a few minutes to share some of my favorite things that have helped me through the past year! I've included a few books that I've read, podcasts + courses that have helped me, personal development resources I've used, + a few random items that I fell in love with this year! I also wanted to shout out a few of my awesome Sunny Side Up Life Community ladies who run a business or a side hustle, as well as a few of my fellow Budgeting Bloggers! I hope that these resources are helpful to you on your own journey!
In my opinion, spending time together + having fun as a family is really the most important thing about the Holidays. The best part is that most of these family activities are either free or super budget-friendly!
Today, I want to share a few of my favorite activities for families on a budget this Christmas season.
Decorating for Christmas is one of those things that's really more of a "want" than it is a "need"...but it just makes us so dang happy that it's hard to completely skip it! Today, I want to share a few frugal Christmas decorating tips with you that helped me during my tightest budgeting Holiday Seasons!
No matter how much planning goes into your Holiday Budget or how much thought goes into your gift ideas, that can all go out the window as soon as you walk into a beautiful store at Christmas time. I've been there too friend! ...but that's not going to be us this year! Let's get you a shopping plan!
Gifts are usually the biggest part of any Christmas Budget, and often times the thing that pushes us into over-spending or even using credit cards + wracking up debt during the Holidays; but I'm here to show you that it doesn't have to be that way!
With Christmas right around the corner, it’s time to start planning! However, planning for something as big as the Holiday Season while living on a budget can be a challenge, so I wanted to share a few of my favorite tips for Planning for Christmas on a Budget.
I wanted to do more than just struggle...and then one day die! I had dreams! One day I had finally had enough of survival mode. What I did next became a catalyst moment in my family’s life. That day changed our entire future.
The thing about hiding from your debt is that sometimes we don't even realize that we're actually doing it. We think that the survival mode and the stress of having so much debt is just normal and that everybody lives this way, so we really don't think that it's a big deal. ...but we are in fact actually hiding from our debt. I'll share with you two quick steps on how to stop hiding from your debt!
“We just don’t have anything extra.” ...it’s usually the first thing that comes up after you write down your budget. In the article I'm sharing with you 33 awesome tips for finding a little extra money to either save or pay towards your debt!
In this article I'll share with you how I organize my bank accounts, what has worked best for my family as we work through paying off our $490k worth of debt, + give you some real life examples to actually help you get started organizing your own bank accounts.
I really want you to realize that there is no such thing as normal! It's okay to ask someone else for a guideline, but there are 5 key factors that you have to take into consideration when establishing a grocery budget. In this article, I'll share with you what these 5 factors are + how to create your own "normal" grocery budget.
Paying off debt is no easy task! You sacrifice and do without, you get discouraged, and sometimes you even want to give up. It’s hard! I know! I’ve been there! In this article I’m going to share with you 8 simple tips that have helped me stay motivated over the past 3 years!
When you start your debt-free journey with $490k worth of debt you have to take some drastic measures if you ever want to become debt free! In this article, I'm talking about where all of our debt came from, how much we still owe, our reasons for selling our house, and our future housing plans.
I remember a few years ago, back before this whole budgeting thing was a part of my life, I remember being completely lost financially.When you're a budgeting beginner you might not really know what to think...I used to be the same way! So, in this article I'm busting 4 common myths about budgeting that I used to think were true.
When you get to a state of over-analyzing a situation so much that you overwhelm yourself and end up never even starting...it's called "analysis paralysis". In this article I'm sharing with you 3 simple steps for overcoming analysis paralysis so you can just get started with your budget already!
Positive affirmations are an important part of accomplishing any goal, and that includes being successful with money. In this article I'm sharing some simple affirmations that you can use to change your current behavior, your current mindset, and your future with money.
Budgeting as a couple is hard! It just is! As they say, opposites attract, so it’s pretty common for there to be one spouse that’s the spender, and one that’s the saver. This can cause tons of disagreements when it comes to budgeting, saving, and planning out your financial future.
You're tired of living in financial survival mode, you're tired of being broke, you're tired of not living the life you always dreamed of. So, you decide that you're ready to start a budget! So, where exactly did we start? What steps do we take to get this mess under control?
In my couponing journey, I have learned that this skill is not for the faint of heart. It is more than saving a few dollars off your grocery bill. It is a skill that must be studied and continuously improved over time. It involves strategy and will become like a game. In this article Kelsey shares everything you need to get started with couponing...the Free, Practically Free, + the Money Makers.
Our family's budgeting journey began like most people's...deep in depression + survival mode. As I nervously typed “budgeting help” into the Google search, I had no idea what I was getting my family into. When some guy named Dave Ramsey popped up, I grabbed the closest piece of paper and cautiously wrote down his baby steps. In this article I'll share how the Baby Steps helped us lay a foundation for our debt free journey.
Our food budget is usually one of the biggest sections of our budgets, especially if you have a lot of little mouths to feed. The good news is that our food budget is the most flexible area of our budget. How well we grocery shop is crucial to our food budget, and therefore crucial to our entire budget + ultimately our long terms goals for becoming debt free or saving money! In this article I'll share my 6 steps for grocery shopping smarter.