Dave Ramsey Baby Steps

EP. 115 Paying Off Debt: Snowball vs. Avalanche

EP. 115 Paying Off Debt: Snowball vs. Avalanche

⁠You’ve heard Sami say it a million times: “Personal finance is personal”. This philosophy applies at the very start of your debt free journey. Paying off debt is as personal as anything else in personal finance. It’s kind of obvious... because it’s in the name.

That’s why we’re breaking down The Debt Snowball Method v. The Avalanche Method and what method works best with different scenarios. We explain what these two methods are, why each could work for you and more!

How to Stay Motivated While Paying off Debt

How to Stay Motivated While Paying off Debt

Paying off debt is no easy task! You sacrifice and do without, you get discouraged, and sometimes you even want to give up. It’s hard! I know! I’ve been there! 
In this article I’m going to share with you 8 simple tips that have helped me stay motivated over the past 3 years!