Decorating for Christmas on a Budget

Decorating for Christmas on a Budget

Decorating for Christmas is one of those things that's really more of a "want" than it is a "need"...but it just makes us so dang happy that it's hard to completely skip it! Today, I want to share a few frugal Christmas decorating tips with you that helped me during my tightest budgeting Holiday Seasons! 

Shopping for Christmas on a Budget

Shopping for Christmas on a Budget

No matter how much planning goes into your Holiday Budget or how much thought goes into your gift ideas, that can all go out the window as soon as you walk into a beautiful store at Christmas time. I've been there too friend! ...but that's not going to be us this year! Let's get you a shopping plan!

Giving Gifts for Christmas on a Budget

Giving Gifts for Christmas on a Budget

Gifts are usually the biggest part of any Christmas Budget, and often times the thing that pushes us into over-spending or even using credit cards + wracking up debt during the Holidays; but I'm here to show you that it doesn't have to be that way! 

Planning for Christmas on a Budget

Planning for Christmas on a Budget

With Christmas right around the corner, it’s time to start planning! However, planning for something as big as the Holiday Season while living on a budget can be a challenge, so I wanted to share a few of my favorite tips for Planning for Christmas on a Budget.

9 Steps to Financial Freedom for Your Family

9 Steps to Financial Freedom for Your Family

I wanted to do more than just struggle...and then one day die! I had dreams! One day I had finally had enough of survival mode. What I did next became a catalyst moment in my family’s life. That day changed our entire future.

How to stop hiding from your debt

How to stop hiding from your debt

The thing about hiding from your debt is that sometimes we don't even realize that we're actually doing it. We think that the survival mode and the stress of having so much debt is just normal and that everybody lives this way, so we really don't think that it's a big deal. ...but we are in fact actually hiding from our debt. I'll share with you two quick steps on how to stop hiding from your debt!

How to create wiggle room in your budget

How to create wiggle room in your budget

“We just don’t have anything extra.” ...it’s usually the first thing that comes up after you write down your budget. In the article I'm sharing with you 33 awesome tips for finding a little extra money to either save or pay towards your debt!

How I organize my bank accounts

How I organize my bank accounts

In this article I'll share with you how I organize my bank accounts, what has worked best for my family as we work through paying off our $490k worth of debt, + give you some real life examples to actually help you get started organizing your own bank accounts. 

Why there is no such thing as a normal grocery budget

Why there is no such thing as a normal grocery budget

I really want you to realize that there is no such thing as normal! It's okay to ask someone else for a guideline, but there are 5 key factors that you have to take into consideration when establishing a grocery budget. In this article, I'll share with you what these 5 factors are + how to create your own "normal" grocery budget.

How to Stay Motivated While Paying off Debt

How to Stay Motivated While Paying off Debt

Paying off debt is no easy task! You sacrifice and do without, you get discouraged, and sometimes you even want to give up. It’s hard! I know! I’ve been there! 
In this article I’m going to share with you 8 simple tips that have helped me stay motivated over the past 3 years! 

How to Make a Summer Wardrobe on a Budget

How to Make a Summer Wardrobe on a Budget

One of my goals this year was to put some pep back into my wardrobe. I needed this new wardrobe to look stylish, be comfortable, and not cost a fortune! I'll share my whole 5 step process for the mom on a tight spending budget. Read more to learn my secrets to completely rebuilding my Summer Wardrobe for only $268!

Budgeting from a Husband's Perspective

Budgeting from a Husband's Perspective

Budgeting as a couple is hard! It just is! 
As they say, opposites attract, so it’s pretty common for there to be one spouse that’s the spender, and one that’s the saver. This can cause tons of disagreements when it comes to budgeting, saving, and planning out your financial future.

5 Simple Steps for Starting a Budget

5 Simple Steps for Starting a Budget

You're tired of living in financial survival mode, you're tired of being broke, you're tired of not living the life you always dreamed of. So, you decide that you're ready to start a budget! So, where exactly did we start? What steps do we take to get this mess under control?

Couponing Basics

Couponing Basics

In my couponing journey, I have learned that this skill is not for the faint of heart. It is more than saving a few dollars off your grocery bill. It is a skill that must be studied and continuously improved over time. It involves strategy and will become like a game. In this article Kelsey shares everything you need to get started with couponing...the Free, Practically Free, + the Money Makers.