EP. 30 Don't Quit! Action Steps For Beating The 6-Week Slump

EP. 30 Don't Quit! Action Steps For Beating The 6-Week Slump

Statistics say that by the 6th week of the year 80% of people have already given up on their New Year’s Goals/Resolutions. That number broke my heart because I’ve been there! I know how hard it is to keep moving forward. This week I’m sharing articles + simple actions steps that will help you beat this 6-week slump and NOT quit on your dreams!

EP. 29 Why You Should Do It, Even When You’re Scared

EP. 29 Why You Should Do It, Even When You’re Scared

We all have fears…you’re not alone in that, but what if I told you that I believe that the goals that scare you the most are often times the things that you should be pursuing the most. …sounds a little crazy, but stick with me on this one!
This week I’m sharing how I’m taking my fears + turning them into trust-statements, why I’m pushing myself through the things that scare me, + why you should too!

EP. 28 Overcoming Financial Norms To Be Financially Independent

EP. 28 Overcoming Financial Norms To Be Financially Independent

As so many people are settling for the financial norms of a 9-5 job, a few vacation days a year, and retiring at 65, Ellie + her husband have been working hard to create their own “normal”. Ellie + Ron are debt-free, including their home, are now saving to cash-flow world-travel + a rental property, and they plan to one day be financial independent + retire early. But getting to this new level of their financial journey wasn’t easy! Ellie is sharing all about her journey, why she doesn’t love her job, and her secrets for reaching her money goals at such a young age.

EP. 27 What A Sinking Fund Is + Why You Need One

EP. 27 What A Sinking Fund Is + Why You Need One

No one likes when an unexpected expense pops up and ruins their otherwise well-organized budget! So what do you do? Grab a credit card or dip into your emergency fund? NOPE…that’s what a Sinking Fund is for! Think of it as a big “Miscellaneous Fund” for things like Annual Bills, Holidays, and Home + Vehicle Repairs. I’m sharing what exactly a Sinking Fund is and how to set one up so these expenses won’t sneak up on you anymore.

EP. 26 How To Bounce Back After Hitting Rock Bottom

EP. 26 How To Bounce Back After Hitting Rock Bottom

Often times when we share our stories we share the cleaned up, pretty, packaged version of it. In the attempt to simply make the message easier to share we sometimes lose the messy ugly details. Those details are what makes us stronger. Those tears + struggles are what make us grow. Those details are what ultimately helps us to bounce back after we hit rock bottom.

I’m sharing why this messy middle is so important to embrace + the lessons my family has learned throughout our 5-year journey.

EP. 25 Lessons Learned from a Year of Balance

EP. 25 Lessons Learned from a Year of Balance

Here we are at the beginning of a new year, but before we move on to the next year we always have to recap our lessons learned from the previous year, right?

So, I wanted to share all of the lessons I learned throughout 2018 during my year of “balance”. I’m sharing why I chose the word balance, what it meant to me, + all of the areas of my life I was working towards balancing.

Plus, I’m sharing how I transitioned from “Balance” in 2018 to “Trust” in 2019…and all of the reviewing + prep work in between.

EP. 23 Homesteading Hacks That Will Save You Money

EP. 23 Homesteading Hacks That Will Save You Money

There are so many different ways that homesteading can save you + your family money…whether it be with planting a few small herbs in a pot or replacing one time use products like paper towels. Erin Tannehill from The Tannehill Homestead is sharing her favorite hacks that will not only help you be more intentional + environmentally friendly, but also save you a ton of money!

EP. 22: 5 Starting Steps for Your Financial Goals

EP. 22: 5 Starting Steps for Your Financial Goals

Getting started with any new goal is usually the hardest part, but it doesn’t have to be if you keep it simple! I’m sharing with you 5 starting steps for your financial goals in the New Year…whether it be organizing your Bills, cutting back your Spending, paying off your Debt, increasing your Savings, or starting your Sinking Fund…it’s always best to keep it as simple as possible.

EP. 21 Keeping up with the Joneses: Parenthood Edition

EP. 21 Keeping up with the Joneses: Parenthood Edition

In a society that loves to flash their material possessions on social media, the comparison game can be really hard…especially when you’re on a debt-free journey…and even more if you’re a parent!

One of the hardest aspects of our debt-free journey was trying to raise our kids through it. Although it was hard, it wasn’t impossible! I’m sharing my best words of advice + encouragement on how to break free from the Keeping Up With The Joneses mentality…from the perspective of a parent.

EP. 20 How To Create Dinners For A Dollar

EP. 20 How To Create Dinners For A Dollar

Reducing your food bill can sometimes sound overwhelming or even impossible, then add on a good-sized family and kids will food allergies…and most people just give up altogether. However, taking control of how much you spend on your meals is a crucial step to getting intentional with your money! Like it or not, we all have to eat…and multiple times a day…but you don’t have to go broke keeping your family fed.

Shelly from Dinner for a Dollar is sharing how she cut her family of 6’s food budget by $12,000 per year! Her system is realistic and down to earth and she has a passion for helping families reduce their food bill so they can accomplish their real financial goals – not just spend all their extra money at the grocery store. Shelly is here to bust the myth that you have to spend a fortune to eat whole foods and to share why cutting back your food budget is actually the fastest and easiest thing you can do to save money.

EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget

EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget

Spending money while you’re on a debt-free journey or just simply living on a budget can be a touchy subject! And it seems that the Holiday Seasons only amplify the anti-shopping talk all over social media.

I'm sharing about why I choose to shop for Christmas with a heart full of gratitude instead of mind full of guilt. I'll also explain why budgeting, especially at this time of year, should bring you freedom, and how to create that freedom for yourself.

EP. 18 How To Create A Budget-Friendly Meal Plan

EP. 18 How To Create A  Budget-Friendly Meal Plan

Spending money on food is just a part of life, we’ve got to eat…but we don’t have to blow our budget or be stressed out in the process. I wanted to bring my friend, Christine from The Mostly Simple Life, on the podcast to share all of her simple tips for meal planning, being intentional with your food budget, + making the most out of your grocery purchases.

EP. 17 How To Stay "Sunny"

EP. 17 How To Stay "Sunny"

Survival mode is such a dark and lonely place. You feel alone. You feel like you’re the only one who feels the way that you do. You feel like you’re the only one struggling. Well, I’m here to tell you that you’re not alone.

I often get asked how I stay positive + “sunny” all the time. Well, the truth is that I don’t! I’m a normal person with normal struggles, but I do have some words of advice + encouragement to share with you for the times that you feel depressed, defeated, and discouraged.

EP. 16 Debt-Free Journey Goal Setting 101

EP. 16 Debt-Free Journey Goal Setting 101

When you have big dreams for your life you don’t want to waste time working towards things that don't align with your goals. You want to be intentional with the precious life that you have been given and truly "cultivate what matters"!

Writing out your goals is a vital step to achieving your dreams and becoming who you were called to be. Setting good goals for your money is basically just like drawing out a road map of how you want to be intentional with your money. Without these goals we wouldn’t know what we were working towards and we’d just wander around, waste our money, and ultimately waste our lives not working on the things that matter most. 

EP. 15 Crushing Goals Together

EP. 15 Crushing Goals Together

It’s pretty common for there to be one spouse that’s the spender, and one that’s the saver. This can cause tons of disagreements when it comes to budgeting, saving, and planning out your financial future. Two people who are constantly arguing over the future of their money will never be able to reach their goals together!

Think about it this way...imagine you're both in a rowboat, and paddling in opposite directions, you're going to get nowhere fast! That's essentially what you're doing with your money if you don't realize that you're in the same boat....you're on the same team...and you should be on the same page about your money!

EP. 14 Why Your Financial Journey Is About Unlocking The Magic Within Yourself

EP. 14 Why Your Financial Journey Is About Unlocking The Magic Within Yourself

When most people start on a journey to financial freedom all they think about is the numbers and the money, but through my 4 years of experience on this journey, I have found that it’s about so much more. I’ve found that this is actually more of a personal development journey than anything else. I think that when we go on these journeys what we are really searching for, what we are screaming out for, is for our money to be aligned enough that we can reach our full potential...that we can be who we were called to be, that we can unlock the magic that is within ourselves. What we’re truly searching for on our financial journey isn’t “happiness”, it’s peace + fulfillment.

EP. 13 How To Get Creative With The Holiday Season

EP. 13 How To Get Creative With The Holiday Season

The Holiday Season can easily be the most expensive time of year, and if not done intentionally, it could quickly break your budget! Heidi Nash from Debt Free Charts + I sat down to share a few of our favorite tips on how to get creative with the Holiday Season. We shared some budget-friendly gift ideas, where to find some extra money, + how to step up your savings game. Plus, I got to ask Heidi all about how she started Debt Free Charts + what it’s like to a part of so many people’s financial journeys!

EP. 12 The Way You Do One Thing,Is The Way You Do Everything

EP. 12 The Way You Do One Thing,Is The Way You Do Everything

The way you do one thing is the way you do everything. I used to not fully understand this saying, however, the farther I’ve gotten into this journey the more I’ve found this to be true. I believe that intentionality is contagious, and it spills over into everything that we do. When you start being intentional with one aspect of your life, you'll start a ripple effect with the rest of your life...almost like magic. 

EP. 11 How to Declutter Your Budget

EP. 11 How to Declutter Your Budget

This might sound a little surprising, but my family actually got our start with Budgeting through Minimalism! I quickly learned that Minimalism spills into every aspect of your life. It’s about decluttering and simplifying your home, your calendar, your relationships, and even your budget! There are so many benefits to living a simplified clutter-free life, and gaining financial freedom is one of them!